GNB MORTGAGE COMPANY, INC. PRIVACY POLICY NOTICE PRINTABLE

Rev. 06/2013

 FACTS    

WHAT DOES GNB MORTGAGE COMPANY, INC.
DO WITH YOUR PERSONAL INFORMATION?

  
Why?   

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

  
What?   

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income information
  • Payment history and credit history
  • and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

  
How?   

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons GNB Mortgage Company, Inc. chooses to share; and whether you can limit this sharing.

  
Reasons we can share your personal information Does GNB Mortgage Co., Inc. Share? Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes
to offer our products and services to you

Yes No

For joint marketing with other financial companies

No We don't share

For our affiliates' everyday business purposes
information about your transactions and experiences

Yes No

For our affiliates' everyday business purposes
information about your creditworthiness

No We don't share

For our affiliates to market to you

No We don't share

For nonaffiliates to market to you

No We don't share
  

Questions?

Call 866-856-9354 or go to www.gnbmortgage.com


Who we are
Who is providing this notice? GNB Mortgage Company, Inc.
  
What we do
How does GNB Mortgage Co., Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does GNB Mortgage Co., Inc. collect my personal information? We collect your personal information, for example, when you
  • apply for a loan or use your credit or debit card
  • make a payment or provide account information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Girard National Bank (see branches below)
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • GNB Mortgage Company, Inc. does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • GNB Mortgage Company, Inc. does not jointly market.
Other important information
GIRARD NATIONAL BANK BRANCHES INCLUDE: YATES CENTER BRANCH BANK, BUCKLIN NATIONAL BANK, OFFERLE NATIONAL BANK, CLAY COUNTY NATIONAL BANK, HOLTON NATIONAL BANK, HORTON NATIONAL BANK, HIAWATHA NATIONAL BANK, WETMORE NATIONAL BANK, VALLEY NATIONAL BANK AND KIOWA COUNTY NATIONAL BANK


We do business in accordance with the Federal Fair Housing Law
and the Equal Credit Opportunity Act.
If you have any questions you can contact us directly at 785-486-9358
or email terryw@gnbmortgage.com
Copyright GNB Mortgage Inc. © 2006 All rights reserved.